SBX Small Business Xpress


Finance Your Small Business With an SBX Loan or Line of Credit

If you’re ready to take your small business to new heights, then you’ve come to the right place. At FCBank, we take pride in our mission to make acquiring a Small Business Xpress loan a simple and straightforward process. Empowering entrepreneurs with knowledge about SBX loans is the cornerstone of our strategy for financing your business’s needs. With our lending experts, this financing is at your fingertips.

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What You Need to Know About Small Business Xpress Financing

Businesses can apply for a Small Business Xpress (“SBX”) term loan or line of credit online for as little as $5,000 and up to $100,000. It only takes about 15 minutes to complete the application. You will get an answer to your request just a few minutes after a completed application is submitted and all supporting documents have been submitted. We break down the entire process in detail, to help get prospective borrowers up to speed and ready to receive the funding shortly after. We want our clients to apply for their SBX Loan or LOC with the highest confidence, backed by the knowledge of our lending specialists.

We recommend that you have the following documents ready in electronic format before you start the application as you will be asked to upload them as part of the application:

  • Two years of the most recent Business tax returns
  • Two years of the most recent Personal tax returns for each owner/guarantor for all owners who own 20% or more of the company
  • Business Entity Documentation
  • Personal Identification Documents

Frequently Asked Questions

To view a comprehensive lists of FAQs click here.

How To Contact Our SBX Support Team

If you need assistance submitting or updating your application, please call 1-888-982-0570 to speak to a member of the SBX Credit Team, Monday - Friday 8:00am - 5:00pm EST.

You may also email the Support Team at

Contact Us Today!

If you're interested in learning about our Financing options, please contact us toll-free at 1-866-223-8877, visit us at any Ridge View Bank branch location, or send an email to Ridge View Bank appreciates the opportunity to be your financial partner.

(Please be aware that the email you are sending is not secure. Please do not include sensitive information, such as your account information, social security number, PIN or password.)

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