Personal Savings Rate 4.50% APY* and Business Savings Rate 5.00% APY*

*Annual Percentage Yields (APYs) are accurate as of November 1, 2024 and are subject to change after account opening. $100 minimum balance to open. $100 minimum balance to avoid monthly service charge on Personal Savings. $1,000 minimum balance to avoid monthly service charge on Business Savings. Fees may reduce earnings. Business savings is open to business and non-profit accounts only. Roanoke HQ, Smith Mountain Lake and Salem locations only.

WOW Checking

Qualify for premium interest on this WOW free checking account easily by performing three simple steps each calendar month††: 1. At least twelve (12) debit card purchase transactions must post to your account, with or without the use of a PIN; 2. Have at least one Direct Deposit or ACH Payment; 3. Receive your WOW checking account eStatement through eBanking.

Annual Percentage Yield (APY) of 5.00% is applicable for qualifying balances between $0 and $99,999.99. Qualifying balances of $100,000 and over will have an APY ranging from 5.00% and 1.00% depending on the balance in the account. If qualifications are not met, the APY will be 0.10%. The minimum balance to open an account is $50. APYs are accurate as of November 1, 2024 and are subject to change after account opening. Fees may reduce earnings. 

††Monthly qualification period ends on the last business day of the month.


Our headquarters is now open in Roanoke!

Ridge View Bank makes banking easy and convenient with extended drive-up hours, online banking and many checking and savings options. Come in and meet our team. We’ll show you the high level personalized service you can expect from Ridge View Bank.

SML Loby

EXTENDED HOURS AND SERVICES AT THE ATM

ETM
  • 7AM - 7PM Monday - Friday

  • 8AM - 3PM Saturday

  • Speak to a banker about your accounts

  • Make a loan payment

  • Cash a check to the penny

WOW Checking Rates

Qualify for premium interest on this free checking account easily by performing three simple steps each calendar month††:

  1. At least twelve (12) debit card purchase transactions must post to your account, with or without the use of a PIN

  2. Have at least one Direct Deposit or ACH payment

  3. Receive your WOW Checking account eStatement through eBanking


Open Now
WOW Checking

SPECIAL FEATURES:

  • Free ATM withdrawals anywhere in the U.S. (upon qualification)
  • No minimum balance fee

If you’re searching for the right financial partner, look no further. Celebrate the opening of our headquarters with these great rates!

4.50% APY*

PERSONAL SAVINGS

  • $100 to open
  • Low, monthly service charge if balance of $100 is not maintained

5.00% APY*

BUSINESS SAVINGS

  • $100 to open
  • Low, monthly service charge if balance of $1,000 is not maintained

Stop by any of our locations to open an account today!

SML Office Exterior

3529 Franklin Road SW
Roanoke, VA 24014
(540) 627-6320

Contact Us

Ridge View Bank of Roanoke

 

Lobby hours:

Monday - Friday 9:00 am - 5:00 pm
Saturday Closed

Extended SMART Station Hours Available at the ATM:

Monday - Friday 7:00 am - 7:00 pm
Saturday 8:00 am - 3:00 pm
SML Office Exterior

160 Apron Road
Hardy, VA 24101
(540) 685-1993

Contact Us

Ridge View Bank of Smith Mountain Lake​

 

Lobby hours:

Monday - Friday 9:00 am - 5:00 pm
Saturday Closed

Extended SMART Station Hours Available at the ATM:

Monday - Friday 7:00 am - 7:00 pm
Saturday 8:00 am - 3:00 pm
Salem Office Exterior

124 W. Main St.
Salem, VA 24153
(540) 491-4601

Contact Us

Ridge View Bank of Salem

Lobby hours:

Monday - Friday 9:00 am - 5:00 pm
Saturday Closed

Extended SMART Station Hours Available at the ATM:

Monday - Friday 7:00 am - 7:00 pm
Saturday 8:00 am - 3:00 pm

You are now leaving an official website of Ridge View Bank, a Division of CNB Financial. Ridge View Bank does not provide, and is not responsible for the products, services, or content on any third-party sites. Additionally the linked site may have a privacy policy and security practices that differ from the websites managed by Ridge View Bank. Please be advised that links to 3rd party sites are provided as a convenience and CNB is not responsible for your use or any transactions completed on the hyperlinked site.