How We Are Different
We want to be your trusted advisor for all aspects of your financial life. We earn this position by taking the time to develop a thorough understanding of your unique circumstances, goals, and objectives. Our goal is to help you make smart financial and investment decisions, and gain your confidence by guiding you in pursuit of a secure financial future.
At Ridge View Bank, our investment philosophy is based on academic research that holds that active management — actively buying and selling stocks and bonds trying to beat the market - does not work consistently over time. The typical individual investment manager makes forecasts about what the market will do and then invests based on those expectations. The problem is that one can never predict what the market or a particular segment of the market will do – that is why diversification is so important.
We believe in having a team approach. A financial advisor, administrative officer and investment officer will all be assigned to help you accomplish your financial goals and objectives.