Personal Savings Rate 4.75% APY* and Business Savings Rate 5.25% APY*

*Annual Percentage Yields (APYs) are accurate as of August 1, 2023 and are subject to change after account opening. $100 minimum balance to open and avoid low monthly service charge. Fees may reduce earnings. Business savings is open to business and non-profit accounts only. Smith Mountain Lake and Salem locations only.

Welcome to our Smith Mountain Lake office!

Salem Header Image

Ridge View Bank makes banking easy and convenient with extended drive-up hours, online banking and many checking and savings options.

Come in and meet our team. We’ll show you the high level personalized service you can expect from Ridge View Bank.

Open an Account Now
PERSONAL SAVINGS    

4.75% APY*

 
BUSINESS SAVINGS    

5.25% APY*

FREE CHECKING

Find the account that's best for you

EXTENDED DRIVE UP HOURS AND SERVICES

SMART Station
  • 7AM - 7PM Monday - Friday

  • 8AM - 3PM Saturday

  • Speak to a banker about your accounts

  • Make a loan payment

  • Cash a check to the penny

 
Smith Mountain Lake Office

Ridge View Bank of Smith Mountain Lake

160 Apron Road
Hardy, VA 24101

540-685-1993

Contact Us

Lobby hours:

Monday - Friday 9:00 am - 5:00 pm
Saturday Closed
Salem Office

Ridge View Bank of Salem

124 W. Main St.
Salem, VA 24153

540-491-4601

Contact Us

Lobby hours:

Monday - Friday 9:00 am - 5:00 pm
Saturday Closed
†† ScoreCard Reward Program not applicable for WOW Checking Account Debit Cards.
 

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