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Compare Personal Checking Accounts

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	Free Checking	Interest Checking	WOW Checking*	Stress Less Account
Minimum Balance	None	See below	None	None
Check Writing	Unlimited	Unlimited	Unlimited	Not applicable
Service Charges	None	$6.00/month if requirements are not met*	None	$5.00/month
Interest	None	Earn Interest	Earn Interest	None
and…	No Ridge View Bank fees on foreign ATM withdrawals for customers age 16-24	To avoid a service charge, one of the following must be met each statement cycle: $500 daily balance, Age 50+, or one direct deposit	Free ATM withdrawals anywhere in the U.S., if requirements are met	No overdraft fees, dormancy fees or early closure fees Electronic Statement (eStatement) encouraged - $2.00 fee if not enrolled Checkless account; conduct transactions using debit card or online banking
Open Online	Open Free Checking Now	Open Interest Checking Now	Open WOW Checking Now	Not applicable

eBanking with ePay and eStatement

Mobile Banking

Mobile check deposits

Cell phones showing a transfer

Send and receive money quickly and easily with Zelle®

External transfers
(to your accounts at other financial institutions)

Visa® debit card with reward points

Mobile debit card controls

Misplace your debit card? Deactivate it with a click.

Free Withdrawals at over 80,000 ATMs nationwide.

*Qualify for WOW Checking easily by performing three simple steps each calendar month**:

12 Visa check card purchase transactions must post to your account
Have one Direct Deposit or ACH Auto Debit
Enroll and receive eStatements through eBanking

**Monthly qualification period ends the last business day of the month

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