“Open Your Door” Mortgage Program
*Credit can be used for closing costs, flood and/or hazard insurance, escrow deposit or real estate taxes. Down payment assistance for purchase transactions only. Can be combined with grants or seller assist. Borrower agrees to maintain the home as their primary residence for two years to receive the credit for the full amount. If a sale or refinance of the mortgage loan with another bank of the subject property occurs before the two years expire, the full grant funds will be required to be repaid as part of the property sale closing or refinancing, and the repaid amount will be returned to the program fund to be used for other prospective borrowers in need of such help. Available upon program funds availability through December 31, 2026.
Get up to $10,000 lender credit
for closing costs and/or down payment assistance with the “Open Your Door” Mortgage Program
Looking for some extra help with the upfront costs associated with home ownership? Ridge View Bank can help you “open your door.”
The $10,000 lender credit is available for owner-occupied single family, condominium, or planned unit development (PUD) homes in designated majority-minority neighborhoods for purchase money, home improvement or rate-term refinance transactions in conjunction with an Ridge View Bank originated mortgage.
Credit may be used for closing costs and/or downpayment assistance when the homeowner stays in the property for at least 24 months.
Up to $10,000 Lender Credit
Up to $10,000 lender credit for closing cost and/or down payment assistance when the homeowner stays in the property for at least 24 months.
Qualifications
Available for owner-occupied, single family, condominium, or planned unit development (PUD) homes in designated majority-minority neighborhoods for purchase money, home improvement or rate-term refinance transactions in conjunction with a Ridge View Bank originated mortgage.
Why Choose Ridge View Bank?
Your Trusted Partner
We’re committed to helping you achieve your homeownership goals.
Financial Assistance
Combine this offer with grants or seller assistance to further ease your financial burden.
Community Focused
We believe in strengthening our communities by making homeownership accessible to all.
Take the first step toward homeownership with Ridge View Bank's Open Your Door Mortgage Program.
For more information, or to determine eligibility, please complete the form below or contact:
Credit can be used for closing costs, flood and/or hazard insurance, escrow deposit or real estate taxes. Down payment assistance for purchase transactions only. Can be combined with grants or seller assist. Borrower agrees to maintain the home as their primary residence for two years to receive the credit for the full amount. If a sale or refinance of the mortgage loan with another bank of the subject property occurs before the two years expire, the full grant funds will be required to be repaid as part of the property sale closing or refinancing, and the repaid amount will be returned to the program fund to be used for other prospective borrowers in need of such help. Available upon program funds availability through December 31, 2026.