Down payment and closing cost assistance is now available with the “Open Your Door” Program

Many potential homeowners need some extra help with the upfront cost to “open the door” to realize their dream of home ownership. For our community members facing these challenges, Ridge View Bank wants to help qualifying clients to “open your door”.

Open Your Door Program

Up to $10,000 Lender Credit

Up to $10,000 lender credit for closing cost and/or down payment assistance when the homeowner stays in the property for at least 24 months.

Qualifications

Available for owner-occupied, single family, condominium, or planned unit development (PUD) homes in designated majority-minority neighborhoods for purchase money, home improvement or rate-term refinance transactions in conjunction with a Ridge View Bank originated mortgage.

Why Choose Ridge View Bank?

Trusted Partner

Your Trusted Partner

We’re committed to helping you achieve your homeownership goals.
Financial Assistance

Financial Assistance

Combine this offer with grants or seller assistance to further ease your financial burden.
Community Focus

Community Focused

We believe in strengthening our communities by making homeownership accessible to all.
 

Take the first step toward homeownership with Ridge View Bank's Open Your Door Program.

For more information, or to determine eligibility, please contact:

 

Jacob Thomas Headshot

Jacob Thomas

Community Office Assistant Manager

Jacob.Thomas@RidgeViewBank.bank
(540) 632-4676
NMLS #: 2539145
Credit can be used for closing costs, flood and/or hazard insurance, escrow deposit or real estate taxes. Down payment assistance for purchase transactions only. Can be combined with grants or seller assist. Borrower agrees to maintain the home as their primary residence for two years to receive the credit for the full amount. If a sale or refinance of the mortgage loan with another bank of the subject property occurs before the two years expire, the full grant funds will be required to be repaid as part of the property sale closing or refinancing, and the repaid amount will be returned to the program fund to be used for other prospective borrowers in need of such help. Available upon program funds availability through December 31, 2026.

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