"Open Your Door" Mortgage Program

Get up to $10,000 toward your home purchase.
Less out of pocket. More ownership power.

*Credit can be used for closing costs, flood and/or hazard insurance, escrow deposit or real estate taxes. Down payment assistance for purchase transactions only. Can be combined with grants or seller assist. Borrower agrees to maintain the home as their primary residence for two years to receive the credit for the full amount. If a sale or refinance of the mortgage loan with another bank of the subject property occurs before the two years expire, the full grant funds will be required to be repaid as part of the property sale closing or refinancing, and the repaid amount will be returned to the program fund to be used for other prospective borrowers in need of such help. Available upon program funds availability through December 31, 2026.

Get up to $10,000 in Mortgage Assistance
Use your credit for closing costs and/or help with your downpayment

Up to $10,000 in Assistance

Up to $10,000 lender credit available for qualified borrowers to use for closing costs and/or down payment

Strengthen Local Neighborhoods

Available for owner-occupied single family, condominium, or planned unit development (PUD) home located in designated majority-minority neighborhoods

Works with Your Mortgage

Funds may be used for purchase money, home improvement, or rate-term refinance transactions in conjunction with a Ridge View Bank originated mortgage

Invest in Your Community

Homeowner must stay in the property for at least 24 months to receive full credit

Why Choose Ridge View Bank?

Your Trusted Partner
We’re committed to helping you achieve your homeownership goals.

Financial Assistance
Combine this offer with grants or seller assistance to further ease your financial burden.

Community Focused
We believe in strengthening our communities by making homeownership accessible to all.

Get Started

Considering Homeownership?

Buying a home is one of the most significant financial milestones many people will experience. The journey to ownership can be both rewarding and challenging. From budgeting and saving to navigating mortgages and closing costs, we're here to help you build confidence and move closer to a place you can truly call your own.

Ridge View Bank offers tools and resources to help you in your financial journey. Visit our Financial Wellness Center to learn more about mortgages and home equity.

Learn More

Take the first step toward homeownership with Ridge View Bank's Open Your Door Mortgage Program.

For more information or to determine eligibility, please complete the form or contact your local banker listed below:

Jacob Thomas

Community Office Assistant Manager

Jacob.Thomas@RidgeViewBank.bank
(540) 632-4676
NMLS #: 2539145

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Additional Mortgage Information

Ridge View Bank takes pride in the experience and expertise of our mortgage lenders. The Nationwide Mortgage Licensing System Registry gives you access to a free service to confirm that the mortgage company or mortgage professional employed by us is authorized and licensed to conduct mortgage business. Access this information by clicking here. NMLS#410748

Ridge View Bank appreciates the opportunity to be your financial partner.

Contact Us Today!

If you're interested in learning about our products or services, please contact us toll-free at 1-866-223-8877, visit us at any Ridge View Bank branch location, or send an email to CustomerServiceCenter@RidgeViewBank.bank.